⚖️ Legal & Consumer
Consumer rights, contracts, small claims, scam protection, and legal resources.
7–10 Years on Your Credit Report — Try These Before Bankruptcy
Before filing bankruptcy, explore these alternatives: debt negotiation, consolidation, credit counseling, and hardship programs that may solve the problem.
Bankruptcy Means Test — Do You Qualify for Chapter 7?
The means test determines if you can file Chapter 7 bankruptcy. Here's how it works, what income counts, and what to do if you don't pass.
Chapter 7 vs Chapter 13 Bankruptcy — Which to File
Compare Chapter 7 and Chapter 13 bankruptcy: eligibility, what you keep, how long it takes, and which option fits your financial situation.
$2,500 in One State, $25,000 in Another — Small Claims Limits by State
Small claims limits range from $2,500 to $25,000 depending on your state. See the full list plus filing fees and whether you can bring a lawyer.
Same Income, Different State = Different Payment — Child Support by State
Child support formulas vary dramatically by state. See your state's calculation method, average payments, and factors that affect the amount.